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Who Pays for Home Inspection - Buyer or Seller

Home inspection

Most people who buy a house understand that it is a big life decision. If you are also planning to buy a home, you probably realize that there are many risks involved in making this decision.

There could be an extensive range of damages and repairs costs hidden in the form of water damage, radon ratings, plumbing errors, electrical issues, and more. You may think that you are closer to buying your home of dreams, but wait until the home inspector takes a look around.

Home inspectors check for the problems stated above and more. Although home inspections don’t take that long, the real question is who pays for a home inspection – buyer or seller? Here in this article, we will discuss this issue in detail.

We will also discuss what mode is useful for paying a home inspector. By paying the small price for a home inspection, a buyer can easily get rid of the potential property issues that may arise after the purchase.

When Do You Pay for a Home Inspection

Before we find out who pays for a home inspection, let’s keep a few things clear.

Firstly, a home inspection is optional in the home buying process.

Secondly, it isn’t a required process in either the sales or lender’s contract.

Further, it is for the safety of both parties, i.e., the buyer and seller. The main goal of a home inspection is to find the hidden issues in a property. Before paying the closing costs, a buyer can opt for a home inspection to make sure that everything is fine. This process helps to unveil any hidden damages, repairs, or construction errors.

So, do you pay for a home inspection before or after hiring their services? The most common approach is to pay them after the process or during the process. However, sometimes the home inspectors may request you to pay them beforehand due to the fear that the deal might fall through due to a number of issues or damages.

Can You Pay for a Home Inspection With a Credit Card?

Now, the next question is how to pay for a home inspection? There are various means, including the most common methods, check and cash. However, most consumers remain concerned about paying for their closing costs with their credit cards.

You may not know, but this can help you bring your credit score up. A home buyer can pay for the closing costs, home inspection included (which is not a closing cost). However, the home inspection cost can be dependent on the size of the home.

Who Pays For Home Inspection When Selling a House?

In the majority of the cases, only the buyer will be eligible to pay for the home inspection fees. Since the inspection protects the buyer, they will be the one to bear its cost.

So, when you are selling a home, a home inspection will not be a part of your sales contract. It will be an optional process that the buyer will opt for if they want. Furthermore, bear in mind that buyers negotiate with the sellers upon finding any necessary repairs, damages, or issues. Many state laws compel the seller to pay for major repairs and safety issues of the property under contract.

It is worth mentioning that sellers are often liable to pay for major damages and repairs revealed in the home inspection. Hence, the seller must pay if the sales contract explains so and if there are safety issues with the property.

Who Pays For Inspections When Buying a Home?

When you are buying a home, you may wish to check for any hidden damages, repairs, or issues with the property. When you hire a home inspector, the seller will neither initiate nor restrict the process at their discretion.

This optional process, therefore, incurs costs for the buyers in most cases. At the same time, it also tells the buyers of the actual condition of the property.

Numerous buyers and sellers view home inspections as a contingency for the buyer to back out if the property has faults.

Who Pays for a Home Inspection If Deal Falls Through?

Whether the deal falls through or the buyer and seller negotiate over the problems, the one who hired the home inspector will pay for the inspection cost.

In most cases, it is the buyer who hires home inspectors, so they pay for it. However, the seller may be responsible for paying for repairs, including:

  • Major structural issues
  • Dangerous electrical problems
  • Water flooding and serious water damage
  • High radon reading

Who Pays for Repairs after a Home Inspection?

There are many factors that determine whether the buyer or the seller will pay for the repairs after a home inspection reveals a ton of issues. The first thing to consider will be the offer contract signed in the presence of real estate agents and attorneys of the respective parties. This will include the pre-defined set of contingencies that let the buyer and/or seller step out of the deal.

For example, the pre-set contingency could mean that the buyer can withdraw from the deal if any major property issue unveils. Perhaps, the buyer may be less stringent and may set clauses to purchase the property “as is.”

In other cases, the extent of repairs also impacts who will pay the costs of the home inspections. While certain state laws suggest that sellers cover the major repair costs, the home buyer will still have to pay for the minor repairs.


It is worth mentioning that finding the right home inspector in Dallas is of paramount importance. You should consider home inspection if you wish to make your deal safe and secure and avoid any deal-breakers.

In case any discrepancies arise, bear in mind that you will be the one paying for home inspection costs if you hired the home inspector in the first place. What’s more, you can pay for the cost through cash, checks, or credit cards.

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